My Bank is a credit institution with a diverse range of services. The date of foundation is considered to be 1993, and 2006 was marked for the organization by the entry into the financial group "My Bank". To date, "My Bank" has many branches and branches throughout Bashkortostan and beyond. This banking institution provides a variety of credit programs, both for corporate clients and ordinary people, individual branches and branches have a fairly convenient work schedule for customers.

To date, the bank operates on a special information system, which has a positive effect on cooperation with partners. "My Bank" has received awards for its activities more than once. Address in Ufa: ave. October 132/3.

What is the mortgage lending program from "My Bank"?

This loan implies the purchase of housing in an apartment ready-made house, based on the AHML-Standard program.

Conditions:

- The loan is issued in ruble currency;
- Loan terms 3-30 years;
- The initial payment is at least 10% of the total cost of housing;
- There are no fees for servicing and issuing a loan;
- The interest rate is quite favorable 8.3-12.8% per annum;
- The purchased housing acts as collateral;
- Loan size 250 000-5 250 000 rubles;
- Mortgage applications are considered for about three days;

Compulsory insurance.

Any person who has reached the age of 18 can be a borrower. The maximum possible age of the borrower is 75 years, which is a fairly loyal condition. Repayment of the loan debt is carried out in equal parts monthly. You can pay off the mortgage ahead of time, as long as the repayment amount is at least 10,000 rubles. A moratorium for 6 months is allowed.

To apply for a mortgage in the credit institution "My Bank", a potential client must submit the following documents:

- Passport
- Certificate of registration
- Income statement

For comparison, consider the terms of a mortgage loan offered by Gazprombank:

- Currency – rubles;
- Loan terms – 30 years;
- Initial payment – at least 15-20%;
- Loan fees are charged according to the bank's tariffs;
- Interest rate – 12.2-13.5% per annum;
- The purchased housing is issued as a pledge;
- The size of the loan – 300 thousand-45 million rubles;
- Compulsory insurance.

Based on personal preferences, mortgage loan conditions and solvency, you can easily choose the most acceptable option for yourself. For convenience, you can use a credit calculator that will make all calculations online and take into account all possible overpayments for each program. Procurando por grandes jogos de demonstração? Visite allslotsonline.casino e encontre mais de 20.000 comentários para todos os tipos de jogadores, além de poder escolher os melhores sites e bônus para os novos jogadores.